Find the correct doctor network

See the region. Match the provider. Find care faster.

Each region now uses a clear country flag marker, and each plan card shows the provider network logo badge that students are most likely to see on their insurance card.

Find My Provider Link →

Choose the correct region first

Every region now includes a flag marker, and every plan or insurer includes a provider logo badge so users can identify their network more intuitively.

U.S. Student & Scholar Plans

Find your U.S. provider network

Royal, Elite, USC Elite, OPT and J-related plans may route to UHC, Aetna or Keck. Each plan card below shows the provider logo badge students are most likely to recognize.

Flag + provider logo guidance
1

Select your plan family

Each card includes the provider network badge so students can build a quick association between plan name and network provider.

2

Now match the actual provider logo on your ID card

This is the most important step. The provider logo on the card overrides the general plan recommendation above.

Sample GGS insurance card showing where the provider network appears
Where to check the provider network

On most GGS insurance cards, the provider network is shown clearly in the NETWORK section near the upper-middle part of the card.

  • Look for the word NETWORK and the provider name next to it.
  • This area may show names such as UnitedHealthcare Options PPO, Aetna or another network.
  • Use that provider name to match the correct card below and open the right doctor search link.
ℹ️
Provider logos are shown visually to strengthen recognition.The user should still compare these badges to the actual logo printed on the insurance card.
Recommended official search

UnitedHealthcare Options PPO

Search in-network doctors, specialists, urgent care centers and hospitals.

Use the visual provider badge above to reinforce which network you are entering, then confirm with the clinic before your visit.

Need care outside the United States?

WellAway plans may provide an international provider pathway that is separate from the U.S. network logos.

Additional WellAway care tools

These tools support mental health, pharmacy, lab testing and telehealth use.

IMG Travel & Schengen Plans

Identify the IMG provider pathway

IMG uses a different logic: first decide where you need care, then match the provider logo on your card if care is inside the U.S.

Global region + provider logo
1

Where are you receiving care?

The region determines whether you use a U.S. PPO network or IMG’s international provider search.

2

Match the provider logo on your IMG card

These two badges are the main networks used for IMG care in the U.S.

Recommended official search

UnitedHealthcare

Search the provider network shown on your IMG insurance ID card.

The provider logo badge shown here helps users remember whether their IMG plan uses UHC or First Health.

Useful IMG support links

For quick care and verification when students are not sure which provider path to use.

Australia Health Cover

Find your Australian insurer and provider path

Australian plans use insurer-based provider paths. Each insurer card below uses a clear provider logo block to make brand recognition faster.

Australian insurer logos
1

Match the insurer logo on your OSHC card

These insurer logo blocks are designed to help students instantly recognize their Australian provider.

Medibank logo Medibank
Direct billing search

Search nearby direct-billing doctors and Members’ Choice hospitals.

Use if your OSHC card shows Medibank. Ask the clinic whether there is any gap.
Find a Medibank Provider ↗
Allianz Care logo Allianz Care
Doctor search

Search for doctors by location using Allianz Care Australia’s provider tool.

Use if your card shows Allianz. Confirm direct billing and any out-of-pocket gap.
Find an Allianz Doctor ↗
Bupa logo Bupa
Bupa-friendly doctors

Enter your postcode to find a Bupa-friendly GP near you.

Use if your card shows Bupa. A Bupa-friendly doctor may still charge a gap.
Find a Bupa Doctor ↗
nib logo nib
International members

Search GPs, pathology, radiology, hospitals and other participating providers.

Use if your card shows nib. Confirm costs directly with the provider before attending.
Find an nib Provider ↗
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Users should match the provider logo on their card first.Australian students often recognize the insurer brand more quickly than the product type.
1

Match the insurer logo on your OVHC card

OVHC members should first confirm they are in the correct section, then identify the insurer logo below.

AIA AIA OVHC
Check card instructions

AIA OVHC does not use a single public directory in this prototype. Follow the member support or care instructions shown on your card.

If the card shows AIA, use this path and confirm care instructions before booking treatment.
View AIA OVHC Help ↗
Allianz Care logo Allianz OVHC
Doctor search

Use the Allianz doctor search and confirm that the clinic accepts overseas visitors under your cover.

If your OVHC card shows Allianz, use this path and verify hospital or billing arrangements.
Find an Allianz Doctor ↗
ℹ️
Visual cue reminder:If the insurer logo says AIA or Allianz and the policy says OVHC, stay in this OVHC section rather than using OSHC links.
New Zealand Student Insurance

Identify the New Zealand provider brand

New Zealand members mainly need to recognize whether they are with OrbitProtect or Uni-Care. The provider logo blocks below make this distinction more immediate.

New Zealand insurer recognition
OrbitProtect logo OrbitProtect
OrbitPay providers

Search approved doctors, pharmacies, dentists, physiotherapists, radiology and laboratories.

If your policy shows OrbitProtect or OrbitPay, this is the correct provider search path.
Find an OrbitPay Provider ↗
Uni-Care logo Uni-Care
Open care pathway

Uni-Care generally uses a medical-care and claims pathway rather than a fixed provider directory like a PPO network.

If your policy or plan documents show Uni-Care, use the medical guide and claims support path below.
View Uni-Care Medical Guide ↗

Use the right New Zealand path

The insurer brand itself is the main visual anchor in New Zealand, rather than a U.S.-style PPO network logo.

Still unsure which provider logo is yours?

Ask the user to compare the flag region and provider logo shown here with the front and back of the insurance card. If it still does not match, contact GGS support.

Contact GGS Support
Before your visit

Confirm the provider network before care.

Visual logo recognition helps the user get to the right place faster, but the final confirmation should always happen with the clinic or insurer.

Match the provider name and logo
Compare the page badge with the exact logo printed on the insurance card.
Ask about direct billing and out-of-pocket costs
Confirm copay, deductible, coinsurance, gap fees or upfront payment requirements.
Check referral or pre-authorization rules
Specialists, imaging, hospital care and planned treatment may require additional approval.
Bring your insurance card and photo ID
The clinic may need the member ID, group number and provider phone number.
Medical emergency?
Call 911 in the United States, 000 in Australia, or 111 in New Zealand, or go to the nearest emergency department.
Contact GGS Support
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