Overseas Student Health Insurance In Australia

Find the perfect OSHC plan and streamline your purchase with our fintech solution – compare providers, pay in RMB, and get your policy in minutes.

What does OSHC cover?

Pay for doctor

You can visit a GP for consultation and enjoy 100% coverage of the Medicare Benefits Scheme fee.

Pay for hospital

OSHC will cover public hospitals and private hospitals with agreement. 

Pay for medicine

OSHC will pay for part of prescription medicines and other prescribed items.

Pay for ambulance

Emergency service is where you need immediate treatment and there is no other reasonable way to get to a hospital.

Compare all OSHC price in one place

Quote configuration
More info about policy dates
Visa Compliance
   Meets government requirements
   Apply directly on this website
In Hospital Treatment
   Accident and Emergency Services
   Outpatient and Postoperative
   Doctor Services
Out of Hospital Treatment
   Standard GP Consultation
   Pathology and X-rays
   Emergency ambulance services
   Surgically implanted prosthesis
   Prescription Medicines
Waiting Periods
   Pre-existing Psychiatric
   Pre-existing Conditions
12 months
12 months
12 months
12 months
12 months
12 months
12 months
12 months
12 months
12 months
12 months
12 months
Extra Features
   Refund Policy
   Support Services
Policy Document

Why choose US

Six reasons for people choosing us

Meet your Visa Requirements

All plans are compliant with Australian student visa requirements, ensuring a smooth application process.

Fit your Personal Needs

Comprehensive range of plans that can be tailored to suit your individual healthcare needs.

With Ever Lower Price

Seamless payment options available, including paying with RMB which is power by industry leading partner FlyWire.

Hassle-Free Processing

Our platform eliminates unnecessary complications, enabling you to efficiently compare, select, and finalize your OSHC plan.

Quick Response

24/7 our customer support immediately response your query and help you take choose best OSHC plan for you.

Quality Service

Our multilingual team presents the high-quality customer service. Instantaneous coverage documents upon enrolment and an clean claims manner.

People Say About Us



Australian National University

'I'm not sure about OSHC terms but GGsrecommended Medibank for my HPVvaccination needs.They also patientlyinformed me of the appointment processand matters. Medibank reimbursed meUSS70 for each HPV vaccine."



University of Sydney

"| compared the school's offer and foundCBHS through Google, saving over 300 AUDin two years.Their platform allows easycomparison among 6 companies,includingreimbursement ratio and price,conyenient for someone like me.



University of Queensland

“My classmates and friends suggested GoGlobalSafe. After checking their qualifications, I discovered they are official partners of six OSHC providers and offer online payment. ”

comparison of insurance package

Easily compare Australian government-approved insurance providers on a convenient platform. Buy your policy quickly and seamlessly and receive your insurance in a few minutes. Simplify the insurance process, and we provide worry-free solutions to find and ensure the insurance policy that suits your needs.

Frequently Asked Questions

Overseas Student Health Cover (OSHC) is a health insurance policy designed specifically for international students studying in Australia. It provides cover for medical expenses, including doctor visits, hospitalization, ambulance services, prescription medications, and some additional services.

In order to meet the student visa requirements and be eligible for OSHC, the Australian government requires you to continuously maintain OSHC during your stay in Australia, unless there are exceptional circumstances. When you purchase OSHC, you will need to pay for the policy premium upfront to cover the period of your student visa.

Single plan: only covers overseas students who are the primary visa holder/applicant.

The dual family plan: covers overseas students and their spouse or overseas students and their dependent children.

The multi-family plan: covers overseas students, their spouse, and their dependent children.

*Important note: Base on the requirement of each OSHC policy. if you hold a secondary Student Visa, you must be insured under the same policy as the primary Student Visa holder. The insurer may refuse to accept your claim if you hold an wrong policy type.

You should purchase OSHC when you get an offer from your institution. Most universities require OSHC before you obtain CoE. In conclusion, it’s better to purchase OSHC when you get unconsditional offer from your instituition.
You must maintain OSHC for the entire duration of your visa. This is to ensure you are covered for any medical issues throughout your stay in Australia.
Determine your study duration and adjust the end date accordingly.
The insurance start time is at least 2 weeks before the start of your course, and the insurance end time is two months longer than the end of your course.
GoGlobalSafe partners with Flywire to provide a multi-channel, multi-currency online payment solution for everyone, including: domestic RMB transfer, alipay, visa or master credit card, debit card in AUD and Telegraphic Transfer.
Check your price and get OSHC policy online now . Check your OSHC Cover
About ten minutes after successful payment, the receipt and OSHC certificate will be automatically sent to your email.
Yes, you need to contact us if you arrive in Australia earlier or later than the date you gave us when you joined.
The cost of your overseas student health cover will depend on different providers, how long you plan to study in Australia, your visa and the number of people on your policy.
Yes, you can transfer your cover to any other Australian OSHC insurer. Please note some situations may apply limited fees if you request a refund. When you want to change to another OSHC and you already have an OSHC, you need to purchase the new OSHC first.
It’s important to check with your specific OSHC provider for detailed information about what is covered and any potential out-of-pocket expenses you might incur. Always ensure you understand your entitlements and any exclusions that may apply.
If you need treatment, you can choose any general practitioner you like or if it’s an emergency, go to your nearest hospital. If necessary, the doctor will refer you to a specialist for further treatment. Both specialists and general practitioners may order x-rays or pathology tests.
If you require admission to a hospital, you may choose to be admitted to either a public hospital as a private patient, or a private hospital.
If you’re staying in Australia on another visa after your student visa expires, you’re no longer able to be covered by OSHC. However, GoGlobalSafe has a range of health covers which will help keep you protected should any unforeseen medical circumstances arise.
If you graduate early and leave Australia, you can contact us to refund the remaining insurance.
You can make claim by download insurance company’s app or their online members portal.
The Standard OSHC does not cover dental, optical, physiotherapy or other extras treatments. To find out more about what OSHC does cover, compare OSHC here.

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