Medical Insurance for J1 Visa

Should I have insurance with J visa?

Yes, The U.S. Department of State generally mandates that J-1 Visa holders maintain a certain level of health insurance coverage for themselves and any dependents on a J-2 Visa throughout their stay in the United States. 

What should J Visa insurance inclued?

Medical benefits minimum of $100,000 for every sickness or accidents
Repatriation of remains coverage of $25,000
Medical evacuation coverage of $50,000 for visitors
Deductible of $500 maximum for every injury or illness
A policy underwritten by an insurance company with-
An A.M. Best rating of “A-” or above
A Weiss Research Inc. rating of B+ or above
A Standard and Poor’s Claims Paying Ability rating of “A-” or above
An Insurance Solvency International Ltd. (ISI) rating of “A-I” or above

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