J1签证医疗保险

J签证应该买保险吗?

是的,美国国务院通常要求 J-1 签证持有者在美国逗留期间为自己和持有 J-2 签证的任何家属维持一定水平的健康保险。 

J签证保险应该包括什么?

每次疾病或事故的医疗福利至少为 $100,000
遗体送返承保额为 $25,000
为游客提供 $50,000 的医疗后送保险
每次伤害或疾病的免赔额最高为 $500
由保险公司承保的保单 ——
AM Best 评级为“A-”或以上
Weiss Research Inc. 评级为 B+ 或以上
标准普尔赔付能力评级为“A-”或以上
Insurance Solvency International Ltd. (ISI) 评级为“AI”或以上

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